<strong>Rates of interest</strong> for Unsecured Loan

a personal bank loan from Axis Bank helps to ensure that you do not need to get right back in the objectives which you have set on your own, be it the right wedding for the youngster, the entire renovation of your house or perhaps a fun-filled getaway for the household. Avail a personal bank loan starting from Rs. 50,000 as much as Rs. 15,00,000 with just minimal documents and appealing interest levels. Here you will find the interest rates for signature loans with tenures as high as three years.

Fixed Rate Loan 1 Yr MCLR Spread over 1 12 months MCLR Good ROI Reset
personal bank loan 8.10% 3.90%-15.90% 12%-24% No Reset

Personal Bank Loan Charges

Trying to find a Personal Loan on line? Axis Bank provides the many appealing interest levels and fees on signature loans. Refer the table below to understand more.

Schedule of costs**

payment instruction / tool return charges Rs.500/- per example of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per example + GST as relevant
Penal Interest @ 24% per year in other words. 2% every month regarding the installment that is overdue.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance fees Rs.250/- per instance per set + GST as relevant.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as relevant.
Credit Information Organizations (CICs) Report Issuance Costs Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as relevant.
Stamp Duty Charges Depending On State Stamp Act

**(Subject to alter according to Bank’s discernment from time and energy to time)
** Goods and Services taxation (GST) is going to be charged extra depending on the rates that are applicable on all of the charges and charges (anywhere GST does apply)

Interest price and routine of charges for signature loans with tenure significantly more than 36 months

interest rate 12% to 24%
payment instruction / tool return charges Rs.500/- per instance of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per example + GST as relevant
Penal Interest @ 24% per year i.e. 2% per month regarding the installment that is overdue.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance costs Rs.250/- per instance per set + GST as relevant.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as relevant.
Credit Information Businesses (CICs) Report Issuance Costs Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as relevant.
Stamp Duty Charges According To State Stamp Act

**(Subject to improve according to Bank’s discernment from time for you time)
** Goods and Services taxation (GST) is likely to be charged additional depending on the relevant prices, on all of the charges and costs (anywhere GST is relevant)
For further details, please click the link For rate of interest and routine of costs for signature loans with tenure a lot more than 36 months

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